What are banks and insurance companies doing?

We have seen some changes lately

Over the last 2 years we have seen some unregulated GPFR categories emerge.

QBE Insurance

1. If you are in construction
2. If your revenue and cover is in a certain range
3. Tier 2 GPFR are required
4. They MAY need to be audited

Macquarie Commercial Lending

1. An accounting firm on the Gold Coast
2. Had 10 entities in a group
3. Tier 2 GPFR was required for all, even the trusts

Will more emerge over the next period?

Perhaps industries that are regulated and have perceived risk, especially around going concern.

Maybe child care, security and importing.